After filing for bankruptcy, your credit card options are very limited. If you're not yet fully rehabilitated, you may consider a secured credit card, which will require a cash deposit. These credit cards can help you rebuild creditworthiness and improve your score. To improve your credit score, you can apply to a post-bankruptcy card.
Capital One Platinum Secured
Capital One offers a creditcard with a low security deposits. Depending on credit scores, the deposit ranges from $49 to $200. It increases your spending limit by the equivalent amount. You can apply even if you're bankrupt, as long as they're willing and able to pay the security fee.
Capital One Platinum Secured credit cards are available to applicants with low credit scores. Applicants need to first have a checking/savings account in order not to be denied. Applicant must also prove that they can afford their monthly expenses. This may sound like a hardship. Another option is to get a credit card with no bank account such as the Green Dot Visa Secured card. These credit cards allow you to deposit cash at certain stores. These cards can also be used to free up checks.
You can find it secured
You should look into a credit card like Discover it Secured if you want to rebuild your credit following bankruptcy. The card's benefits and rewards make it an excellent choice. There is also no annual fee. There are no late payment fees and foreign transactions fees. It offers access to your FICO scores for free.
When you start rebuilding credit, be sure to pay your bills on time and follow responsible buying habits. Secured credit cards are smaller credit lines so you should make small purchases each month. This will allow you to build a solid payment history and demonstrate that you don't rely on credit.
OpenSky Secured Visa
OpenSky Secured Visa bankrupt credit card for those with poor credit is an excellent option. The card can be applied for with a credit card or Western Union. To get started, you will need a $200 to $3,000 security deposit. OpenSky will mail out your card after the money has cleared. It may take up two to three business days for you the card.
OpenSky Secured Visa For Bankrupt Credit Card is one of the most attractive options. There are no credit checks or checking accounts required. A $200 to $3,000 non-refundable deposit is required to get approval. This deposit will be your credit limit. The card will be approved as long as you meet the requirements, even if it has a low credit rating.
Capital One Platinum Visa to Rebuild Credit
For people with poor credit, a credit card that pays cash back is a great option. Credit One Bank's Platinum Visa allows you to earn 1% cash back for everyday purchases. Be aware of all fees and conditions. Unexpected fees and rates are common, and you should only apply for the card if you are prequalified for it.
Capital One allows you to still apply for credit cards if you have ever had bankruptcy. The Platinum Visa for Rebuilding Credit offers a low interest rate with no foreign transaction fees. Credit Protection Program will help prevent your credit score falling while you rebuild.