If you're looking for the best Mastercard credit card, you have several options. Many credit unions and banks partner with Mastercard to offer their customers a great credit card with perks and fast transaction processing. Mastercard can be accepted by almost all merchants. A credit card from another company might be a better option if you are a student or have poor credit.
Chase Freedom Flex
Once you open a Chase Freedom Flex Mastercard Account, you can begin to enjoy rewards in your wallet. The introductory 0% APR applies to purchases and balance transfers, and there is no annual fee. After that, the 0% APR will be variable, depending on your creditworthiness. The rewards are the same as other credit cards. You get 5% cash back for certain categories.
The Chase Freedom Flex and Unlimited credit cards offer 5% cash back on travel and dining, and 3% cash back at drugstores. The Chase Freedom Flex offers rotating bonus categories, which change every quarter. These bonus category offer customers additional cashback and customers can earn cash back of 5% if you spend at least $1.500 in these categories during the year.
Capital One QuicksilverOne
The Capital One QuicksilverOne cash rewards credit card is the ideal credit card for those with average to fair credit. There is an annual fee of $39 but you can still earn unlimited cashback of 1.5% on all purchases. The rewards can be redeemed as statement credits or paper checks. This credit card is not required to have good credit. Many benefits will be available if your payments are on time.
Capital One QuicksilverOne offers unlimited cashback on every purchase, provided you don't spend more than $3,000. This is a great rate for credit-building cards and the rewards never expire. Be careful to not overspend and maximize your rewards.
Citi Double Cash
Citi Double Cash Mastercard can be used to pay off high interest balances. You get 1% cashback every time you purchase something or pay off your account balance. The card is open to all types of purchases and there are no restrictions on the categories you can use. Pay the minimum monthly payment to receive cash back.
In August 2014, Citi Double Cash Mastercards were introduced. The Citi Double Cash Mastercard competes with the FIA Fidelity Amex. However, FIA required that you have an Fidelity account. It has since been regarded as a benchmark for cashback cards. This card offers the possibility to convert cashback into ThankYou Points, which can offer higher rewards. From March 2022, cardholders are able to earn ThankYou point directly and not cash. These points can be worth one cent each.
American Airlines Business Advantage Customized Cash Rewards Mastercard
The Business Advantage Customized Cash Rewards Mastercard is an excellent choice for those looking for a credit card that offers rewards for business purchases and travel. It offers a $300 statement credit after you spend $3,000 on purchases within 90 days of account opening, and a flexible rewards structure that allows you to match your spending to earn the maximum rewards. You can also change your spending category each month in order to maximize your rewards throughout the year.
This credit card offers an attractive welcome bonus for customers with a high combined bank or Merrill Lynch account balance. You can earn between 3.75% and 5.25% cash back in a selected category, and enjoy 3.5% dining rewards on the first $50,000 of combined purchases. You'll also earn 1.75% cash back on all other purchases.