Petal is a good choice if you want a credit card that doesn't cost too much. Petal's mobile app offers 1% cashback on all purchases. And there's no annual charge so you can save some money. Petal cards can even be applied for without a credit history. A credit check is not required.
Petal 2 offers 1% cashback
Petal's Visa Credit Card, "Cashback, No Fees" Visa Credit Card may sound amazing, but the reality is quite different. Petal 2 Card conducts a hard/soft pull during the approval process. If you do not have a credit rating, you will not be approved for this credit. The card can be applied for as long you are legal U.S. residents. It can be used anywhere Visa credit card are accepted.
Petal 2 offers a great option for those who are looking to build their credit and get rewards. The card does not have an annual fee and offers rewards for regular payments. Petal 2 does NOT require a security deposits, which is a departure from other credit-building cards. Persons with bad credit and bankruptcy within the last 48-months are not eligible. The good news is the Petal 2 credit card does not have fees and can earn you statement credits and cash rewards with no credit checks.
Petal 1 requires no credit history
The Petal 1 card is a good option for those with no credit history and no existing credit. This credit card is for people with average credit and are new to the credit markets or trying to rebuild credit. Petal is free of charge and a great option for students seeking a credit card. Although the credit card doesn't offer much flexibility, there is a low annual cost and many other features that might be of interest to you.
The card has a high maximum APR, and no cash back. There is no late fee. Additionally, the card is free to be used abroad. It offers a maximum credit limit of $5,000 You don't have to pay foreign transaction fees. There is also no annual or monthly fee. Petal is a great option if you don't have a credit record, but it may not the best for you. The Petal 1 Visa card might be the right choice for you if you have poor credit or no credit history. It is important to use it responsibly.
Petal 2 has no annual fees
You can earn cash back rewards with the Petal 2 card. Earn 1.25% cashback when you pay on time with the Petal 2 card At select merchants, you can earn up to 10% back. There's no annual fee, so there's no need to worry about racking up the minimum payment amount each month. The Petal 2 card also has a mobile app that lets you search for merchants offering enhanced reward rates.
Petal is an excellent card for those with bad credit or poor credit histories. This card uses a proprietary scoring system called Cash Score to determine whether you have a good enough credit score for approval. It also takes into account your banking history. Low credit scores are often due to poor credit. Petal checks your credit history to make sure you don’t have high debt or credit utilization.
Petal offers 24/7 customer service
Petal's 24 hour customer support is what makes them stand out when it comes to payments. If you have a problem with your account, you can contact customer support through the app anytime. You can also see the offer and list of participating merchants in the app. Petal may have different payment cut off times depending on where you are located. You may also be able to turn off notifications. This can affect your experience. Customers can also call us for assistance if they aren't sure if they can pay with the accounts.
Petal offers 24-hour customer support. Its main product is a card. Their qualification process is based primarily on the users' digital records. It takes into account their monthly incomes and expenses. Petal has different products for different customers, and these metrics are critical in determining whether a person is eligible for a credit-card. The rates of interest for the introductory products are lower, which appeals more to responsible people.