Citi Secured Mastercards are available to recent immigrants who have an SSN or ITIN. With this card you can improve your credit score and deposit a small amount. For example, you could put $49 down for a $200 credit and then pay it off each month. If you don't have a lot of money to spend, a secured credit card like Citi can help you get started.
Capital One Platinum Secured Visa Card
A Capital One Platinum Secured credit card is an excellent option for immigrant who wants to improve their credit score. This card comes with no annual fees and does not require a Social Security number. It is an affordable way to build your credit. This card is also suitable for immigrants who have limited credit histories.
Capital One Platinum Secured Credit Card is available for immigrants with a $200 security deposits. It can improve your credit and build a solid payment history. It also reports to all three major credit bureaus. This is a fantastic feature for people with poor credit.
Citi Secured Mastercard
Perhaps you are an immigrant who is new to the United States and want to know if you qualify for a credit line. There are many options available to you. A secured card is the best option. It requires a deposit, which is usually less than the credit limit of the card. You will then be able to enjoy the benefits of a credit card like cash back for eligible purchases, extended warranties, travel assistance, and so on. This card can report your activity and credit score to all three major credit bureaus.
You might consider a secured credit with a rewards program if you are an immigrant. This card is perfect for immigrants trying to build their credit. It also offers rewards such as cash back on gas and dining. It's great for people with low credit scores who want to be eligible for an unsecured card.
Discover it(r), Secured Card
The Discover it Secured Credit Card for people with poor credit scores is one of the most affordable on the market. Unlike most unsecured cards, it also earns a decent cash back rate and has no annual fee. After seven months, you can upgrade to an unsecured standard credit card if it is used responsibly.
As an immigrant, you might be wondering how to use a credit card. First, understand that you don't want to spend too much on your new card. Try to limit your credit limit to 30%. You should also carefully read the contract to ensure you fully understand the terms and fees of your new account. Credit cards with high APR rates should be avoided. Look for accounts with annual fees less than $50.
The Deserve EDU MasterCard for Students
The Deserve Mastercard For Students is a creditcard that's specifically designed for international students as well as immigrants. To apply, you must be an immigrant/international student enrolled in an U.S. accredited institution of higher study. The card doesn't charge foreign transaction fees.
The Deserve Education Mastercard for Students provides a range of benefits to students and immigrants. This includes cash back on school expenses. Earn 1 percent cashback on textbooks, school supplies, gear, and other educational expenses. Additionally, you'll earn unlimited 1 percent cash back on all purchases, excluding gambling-related purchases and account fees.