Credit cards are all the fashion when it comes cash back rewards. In 2020, welcome bonuses were crazy! The top six cashback credit cards in 2022 will be available. You could get enough cash to travel free if you have one of these cards and another. Plus, you can get points that you can redeem to purchase gift cards.
Wells Fargo Active Cash(sm), card offers 2% cashback
One of the many reward programs offered by Wells Fargo is the Active Cash(sm). This program offers 2% cashback for purchases. If you spend a minimum of $1,000 on the card within three months, you can earn up to $200 in cash rewards. Your cash rewards can also be used for gift cards and a statement credit in Wells Fargo accounts.
The card comes with a great sign-up offer and no annual fee. The only downside is that you will need to spend $1,000 within three weeks of account opening in order to get the bonus. However, this is far from the only drawback to the card. It is still one the few cards that provides 2% cashback, but it's less than other cards.
While some rewards cards may offer the same amount, Wells Fargo Active Cash(sm), which has no annual fee, makes a great choice. Its unlimited 2% cash back can be used to complement other rewards cards. You can also get a promotional financing option with this card, making it a good choice for consumers with other credit cards.
Receive 5% Cash Back from Discover it Cashback
For those who want to earn rewards and not pay an annual fee, Discover it Cash back is a great creditcard. You will receive 5% cashback in quarterly bonus categories. In addition, you get one percent cash back for all other purchases. You can get more rewards for your everyday purchases with better options. Citi Double Cash Card allows you to earn unlimited two percent for every purchase. It's more advantageous for those who pay every month.
Discover it(r) Cash Back is designed for people with a good credit score, as it waives the first late payment fee. There is no annual fee or penalty APR with this credit card. This card is an excellent choice for those who spend less that $2,000 each year.
Capital One SavorOne Rewards Credit Card
The Capital One SavorOne cash rewards credit card may be right for you if you are a foodie who has a large grocery bill. It's possible to earn cash back on food, entertainment, and grocery purchase. And the rewards don’t expire so it's an excellent choice for those who aren’t looking for a high-end card. Another perk of this card is that it charges no foreign transaction fees or annual fee.
Capital One SavorOne Rewards Credit Card provides excellent cash-back and has no annual fee. You also get perks at restaurants, grocery stores, as well as streaming services. You'll also have the added benefit of 0% introductory APR, which makes it a great choice for a low-income consumer.
To ensure your credit score is high enough before applying for the Capital One SavorOne cash rewards Credit Card, you will need to first check it. The Capital One website allows you to check your credit score online. It might be difficult to get approval if you don’t have perfect credit.