There are many options to help you decide which Citibank card is right for your needs. The best options are often available with no annual fee. You can also get a 0% APR introductory period and no annual fees the first year. The 0% APR introductory period is great for anyone who plans to purchase new goods or simply transfer current balances.
Citi ThankYou(r) Preferred Card
Citi ThankYou(r), Preferred Card provides double rewards for dining out, theatre, and sporting events. However, the card doesn't offer as high of a rewards rate for everyday spending. You may need to compare your options before you sign up for this card.
Citi offers many types of credit cards, which appeal to all types of people. There are several types of credit cards available, including airline credit cards, flexible point cards and cashback cards. Some offer promotions up to 0% APR. However, each card has its own application requirements, so you must be aware of the terms and conditions before applying. Some cards don't accept those who have been granted a sign up bonus from another bank, or people who have previously closed a credit line.
Citi ThankYou rewards program has many similarities to credit card loyalty plans. ThankYou points are redeemable by cardholders for gifts, travel and statement credits. You can redeem ThankYou points for gifts, trips, or statement credits. For example, if your coffee purchase is $2, you will receive 10 ThankYou points. A $12 meal will give you 20 points. The Citi ThankYou(r) Preferred Card offers an interesting feature: you can redeem your ThankYou points for a check or statement credit, either at the end of the month or at the end of the year.
Citi Double Cash
The Citi Double Cash credit card offers a variety of rewards for a variety of purchases. You will need to have a $25 minimum balance in order to redeem your cashback rewards. To maximize your rewards, you should pay your monthly balance in full. Your rewards will be lost after 12 months.
The card also offers a 0% APR balance transfer option. You will be charged a fee, but it is minimal compared to the interest savings. After spending $1500 in the first six-months, you will receive a $200 cashback reward. This card doesn't have the highest cash back, but it offers a few advantages that other cards don’t.
The Double Cash card rewards you for following good financial practices by rewarding your timely payment of bills. This is a great choice for anyone who is new to cashback rewards cards. The flat-rate APR makes this card a good choice for those with only one creditcard. This card also pairs well with other cards.
Citi Prestige
The Citi Prestige credit card is a great option for frequent travelers who want to reap the rewards of luxury travel. There are many perks available for frequent travelers. They include 5 points per dollar on eligible air travel and 3 point per dollar on hotel stays. You won't have to pay foreign transaction fees. Access to over 400 airport lounges around the world is also possible.
Citi Prestige Card includes a complimentary Priority Pass Select membership. This allows you to access over 1,200 airport lounges across the globe. However, this benefit is only good for two nights per year. It can be used twice per year to save money on hotel stays, and even offset the $495 annual fee.
Citi Prestige credit cards also offer an intro balance transfer deal. This allows you to take advantage of the 2% cashback. You'll also be able to enjoy discounts on entertainment and dining in 95 countries.