There are many kinds of business credit card options. There are gift cards, miles cards and cash back cards. Some cards offer sign up bonuses and other perks. Others offer extended warranties and travel accident insurance. Some offer tickets early access. It all depends on your business needs and what you're looking for.
Capital One Spark Plus
Capital One Spark Plus may be the right option for you if a business credit is what you need. This credit cards has a $150 annual cost and flexible credit limits. The card has no restriction on the categories, which makes it ideal for business expenses. Be aware that there are some factors to consider before applying.
The annual fee and any late charges should be considered when looking at a credit cards for business use. Consider the early spend bonus. This bonus is valuable for businesses that spend a lot in one purchase. The benefit of having the ability to track your purchases and limit your spending is also available. Additionally, unlimited 2% cashback will be available, which is ideal for businesses with many employees.
Capital One Ink Business Unlimited
Ink Business Unlimited's business credit card provides a flat 1.5% cashback for all purchases. There is no annual fee. It is a great choice for small business owners looking for a simple rewards card. Ink Business Unlimited has a low annual charge and allows you add authorized users. Authorized users are responsible for any purchases they make using the card.
Ink Business Unlimited business card is a great option. It has no annual fees and offers generous sign-up bonuses. The card comes with a 0% APR on purchases and a rewards program that offers generous payouts in other ways. Small businesses can also benefit from the low foreign transaction fees.
American Express Blue Business Cash
The American Express Blue Business cash credit card offers a low annual fee as well as a 2% cashback rate for eligible purchases. This credit card automatically credits your account with cash back each month if you make a purchase on the card. Your cash back rate will drop to 1% if you spend over $50,000 per year. However, this card is still a great choice for moderate spenders.
Blue Business Cash Business Credit Card is a great option for those who want to earn cashback on all their purchases. The card offers 2% cashback on every purchase, plus an additional bonus of 5% cashback on Capital One Travel purchases. You can also get a $1,000 cash bonus based on certain spending levels.
Bank of America Business Advantage Travel Reward World Mastercard
The Bank of America Business Advantage World Mastercard travel rewards card is an excellent choice. You can get flexible rewards with no annual fee. The card offers 1.5 points per dollar spent on purchases and earns three points for travel purchases. After spending $3,000 in the initial 90 days, the card will give you 30,000 points.
This card is ideal for those with excellent to good credit. You must have a minimum VantageScore or FICO score of 670 to be eligible. You should note, however, that this card is not for everyone. If you have outstanding financial standing and need to apply to a small-business credit-card with no annual fees, consider switching banks.