You need a solid credit portfolio to ensure your financial success, whether you are a recent college grad or just starting out. If you have a good credit history, your chances of being approved for rewards cards are higher than ever. Students with good credit may choose from a range of cards depending on their financial situation, credit history and spending plans.
Capital One QuicksilverOne Card Rewards Credit Card
The Capital One QuicksilverOne Credit Card Rewards is a great option if you are a recent college graduate with average credit and want to build your credit. This card helps new grads build credit. The annual fee is only $39, and the rewards program allows them to earn 1.5 percent for every dollar they spend. You can redeem the cash back for statement credits or monthly payments.
For recent college graduates, Capital One also offers several credit cards with premium rewards. Popular options include QuicksilverOne Rewards and SavorOne Student. These credit cards are similar in concept to premium rewards cards, but they are targeted at recent college graduates. After purchasing $500, the cards offer decent rewards as well as a $200 bonus.
Capital One SavorOne Students Cash Rewards Credit card
Capital One SavorOne Student Cash Rewards Credit Cards offer a host of benefits that are ideal for students. Capital One SavorOne student cards do not have foreign transaction charges, making them a great option for those who travel a lot. Rewards can be earned on dining and entertainment purchases. The card has a few limitations, such as a low cash-back rate and a limited earning rate for other categories than those you choose.
Capital One SavorOne Credit Card Cash Rewards offers cashback for purchases at restaurants, cafes and grocery stores. Cash back can be earned at many places, but it is not applicable to Walmart and other big-box stores. Capital One SavorOne Student cash rewards credit cards allow you to get up 3% cashback every day on purchases.
Capital One Platinum Secured Card Credit Card
The Capital One Platinum Secured credit card is a great option for recent college graduates who want to improve their credit score. While this card has few frills, it does not charge any annual fees or foreign transaction fees. MoneyGeek's review will provide more information about the card. It will give a summary of the features and help you compare it with other credit options.
For recent college graduates, the Capital One SavorOne student Cash Rewards Credit card is another great option. This card provides rewards for all purchases. It will help you build your credit record and develop good habits. It could also increase your credit limit in as little as six months. You can earn 1% cash back on purchases with this card. Cash back can be increased to 1.25% if you pay your bills on time.
Petal 2 "Cash Back, No Fees" Visa Credit Card
Recent college graduates can use the Petal 2 Visa Credit Card "Cash Back, No Fees", which is designed to help them manage their finances and build credit. The algorithm will consider your income, savings, spending and could even factor in your credit score. Link your bank account and Petal's site to apply. Although the site has read-only access, it won't store your login credentials.
WebBank's Petal 2 "Cash back, No-Fees Visa Credit Card" is a great option for college graduates who have not had a credit history. It rewards credit-worthy behavior but may prove confusing to newbies. It's a great option for recent grads that don't want to have to pay annual or monthly charges but still need a creditcard.