A variety of credit cards offer a percentage cash back on groceries. The Capital One Walmart Rewards Card, American Express Blu Cash Everyday, Discover it cash Back, and American Express Blue Money Everyday are just some examples. Make sure to understand how to get maximum cashback from your card in order to maximize your grocery store purchase.
Capital One Walmart Rewards card
The Capital One Walmart Rewards credit card, which offers cash back, is designed for customers who shop at the famous retail giant. The card does not offer a sign up bonus but offers great rewards for Walmart purchases. The card's top earning potential is available for 12 months and can be used to make a variety purchases.
The card comes with an interest-free introductory period and no foreign transaction fees, making it an attractive option for people with average or better credit. The only problem is that the card is available to Walmart customers who shop at Walmart. This card might not be suitable for you if only you shop at Walmart.
Capital One credit card holders cannot keep cash back, but they can redeem their points for travel or gift cards. These points do not expire and can be redeemed online, with a mobile app, or by calling the credit card company.
Find it Cash Back
If you are looking for a way to earn some extra cash when you shop at the grocery stores, the Discover it Cash Back credit cards is a great choice. You can earn 1% cash back at participating grocery stores. The card offers bonus cash back for purchases made in health clubs. Your card can be used to access eligible in-person or virtual classes. The offer does not apply for purchases at standalone health club stores.
Discover It Cash Back is not without its benefits. However, it requires some effort to reap the rewards. The rewards rates are great and the program is easy, but you have to be diligent and register your Card for Quarterly Reporting. You will likely fall short of your spending limit of $1,500 in certain quarters.
American Express Blue cash Everyday
American Express' Blue Cash Everyday credit cards are a great way for you to earn a little more cash at the grocery store. This card earns you Rewards Dollars that can be used in increments up to 25 to pay down your monthly balance. They can also be used to buy groceries and household necessities. In addition, you'll receive a $15 monthly statement credit.
There's no annual cost and you can get as much as 3 % cash back at gas stations and grocery shops in the U.S. You'll be able to earn almost four Rewards Dollars per month by simply filling up your tank.
If you spend a lot of money on groceries, gas, and clothing, you'll love this card. You get two years extended warranty for eligible purchases and secondary car rental insurance. The Blue Cash Everyday card is a great option for people who are constantly on the go.